About FinanZor
FinanZor provides a flexible working capital solution to established Australian SMEs — backed by insurable receivables.
Why we built FinanZor
Growing Australian businesses often face a simple structural problem where cash gets locked in receivables.
Sales grow. Contracts expand. Payroll increases. But payment terms remain 30, 60, or even 90 days.
Traditional banks and lenders are often built on legacy lending models with slow approval cycles. Classic invoice factoring can introduce unnecessary control, complexity, and administrative burden.
FinanZor was built to provide a simpler alternative, a revolving Creditline linked directly to insurable receivables thats structured to support momentum without disrupting how businesses operate.
Our philosophy on capital
The best-performing SMEs treat capital as infrastructure not emergency funding.
Funding should support growth, smooth volatility, and strengthen decision-making.
It should feel predictable. Transparent. Structured.
Not reactive.
At FinanZor, we believe capital is a growth enabler when designed properly.
What FinanZor is – and what it isn’t
Built for Established Australian Businesses
FinanZor is designed for established Australian B2B businesses with recurring receivables and consistent operating history.
It supports a range of industries.
They need structured capital that keeps pace with momentum.
That have strong receivables ledger management
Structured to integrate with existing banking arrangements — without requiring operational restructuring.
Experienced team. Disciplined execution.
The FinanZor leadership team brings together deep experience across commercial lending, credit risk, SME finance and operational delivery. With decades of combined industry expertise, the team has worked across lending institutions, broker networks and SME funding platforms — building the insight required to structure, assess and deliver funding solutions in a fast-moving market.
Our experience and desire to support Australian SME’s ensures we are commercial, approachable and committed to delivering accurate and timely service and solutions.
Donelle Brooks
Chief Executive Officer
Donelle leads FinanZor’s strategic direction, partnerships and customer engagement. With deep experiences across SME finance and broker networks, she focuses on building strong industry relationships and ensuring the business remains closely aligned with the needs of clients and intermediaries. Donelle plays a central role in shaping FinanZor’s market position, connecting strategy, partnerships and client experience to support sustainable growth.
Kelvin Rossely
Chief Operating Officer
Kelvin oversees FinanZor’s operational performance, ensuring the business runs efficiently across credit, origination, servicing and portfolio management. With deep experience in SME and commercial lending, he brings strong commercial judgement, process discipline and leadership to the organisation. Kelvin works closely with the leadership team to ensure transactions move smoothly.
Stacey Falvey
Head of Credit
Stacey leads FinanZor’s credit function, overseeing underwriting standards, credit policy and portfolio quality. With significant experience in SME and commercial lending, she ensures every transaction is assessed with strong commercial logic and disciplined risk management. Stacey works closely with the origination team and broker partners to structure facilities that support business growth while maintaining robust credit governance.
Daniel Luckin
Senior Account Executive
Daniel works closely with brokers and SME clients to originate and structure working capital solutions. Known for his proactive approach and strong industry relationships, he plays an important role in building FinanZor’s deal pipeline and supporting clients through the funding process. His commercial insight and responsiveness help ensure transactions move efficiently from opportunity to execution.
Nisha Kadian
Operations Manager
Nisha leads FinanZor’s operational delivery, ensuring funding processes, servicing and reporting run smoothly across the business. She coordinates closely with credit, sales and support teams to maintain operational efficiency and compliance. With a strong focus on systems, accuracy and process improvement, Nisha enables FinanZor to scale its operations while maintaining high service standards.
How FinanZor is Different
Built for real businesses. Structured by experienced lenders.
FinanZor was created to provide practical working capital solutions for Australian businesses that need flexibility, speed and certainty. We understand that many strong businesses fall outside traditional bank lending frameworks — not because they lack potential, but because they operate in the real world where timing, cash flow and opportunity rarely fit a rigid credit policy.
For our Funding Partners FinanZor offers a reliable finance alternative that understands the importance of speed, transparency and consistency.
For our Customers, it means working capital that supports momentum – whether funding invoices, managing cash flow or unlocking growth opportunities.
What this means in practice
- Experienced decision makers
- Customer-first approach
- Fast, practical decisions
- Disciplined credit standards
- Funding designed for SMEs